Terms of Service

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and [COMPANY LEGAL NAME] ("Company," "we," "us," or "our") governing your access to and use of the SplitQuotePro platform, website, and related services (collectively, the "Service").

By creating an account, accessing, or using the Service in any way, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference. If you are accessing the Service on behalf of a business or other legal entity, you represent that you have the authority to bind that entity to these Terms.

If you do not agree to these Terms, you may not access or use the Service.

Subject to your compliance with these Terms, [COMPANY LEGAL NAME] grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service solely for your internal business purposes in connection with your contracting or trades business operations.

You agree to use the Service only for lawful purposes and in accordance with all applicable local, state, national, and international laws, regulations, and ordinances. You are responsible for ensuring that your use of the Service — including your use of dual pricing features to present pricing to your customers — complies with all applicable laws in your jurisdiction.

The Service is designed for business users in the trades and contracting industries. You represent that you are at least 18 years of age and are operating as a legitimate business entity or sole proprietor.

To access certain features of the Service, you must register for an account. When creating an account, you agree to provide accurate, complete, and current information and to maintain the accuracy of that information throughout your use of the Service.

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately at [CONTACT EMAIL] if you suspect any unauthorized use of your account or any other breach of security.

[COMPANY LEGAL NAME] reserves the right to refuse registration, cancel accounts, or remove or edit content at our sole discretion, including if we believe you have violated these Terms or any applicable law.

Each workspace on the Service is a separate environment. If you operate multiple businesses or workspaces, each is subject to the applicable subscription plan and these Terms.

Paid plans are billed on a monthly or annual basis as indicated at the time of purchase. By subscribing to a paid plan, you authorize [COMPANY LEGAL NAME] to charge the payment method on file for all applicable fees.

All fees are stated in U.S. dollars and are non-refundable except as expressly provided in these Terms or as required by applicable law. If we are unable to process payment for any reason, we may suspend or downgrade your access to the Service.

We reserve the right to change our pricing at any time. If we change the fees for your current plan, we will provide at least 30 days' notice before the new pricing takes effect. Your continued use of the Service after the effective date of a pricing change constitutes your acceptance of the new pricing.

You may cancel your subscription at any time. Cancellations take effect at the end of the current billing period. You will retain access to the Service through the end of the paid period.

SplitQuotePro is a workflow and CRM platform that facilitates dual pricing disclosures between contractors and their customers. When you use the dual pricing features of the Service, you acknowledge and agree to the following:

You Are the Merchant of Record. SplitQuotePro is not a payment facilitator, payment processor, or payment service provider. You maintain your own merchant account and your own payment processing relationship. All payment transactions occur between you and your customers, through your own payment processing arrangement. [COMPANY LEGAL NAME] does not process, hold, or transmit payment funds.

Compliance Is Your Responsibility. Dual pricing, cash discounting, and credit card surcharging practices are subject to state law, card network rules, and other regulations that vary by jurisdiction. You are solely responsible for ensuring that your use of the Service's dual pricing features complies with all applicable laws, card network rules (including Visa, Mastercard, and other applicable network rules), and any other regulatory requirements in your jurisdiction. [COMPANY LEGAL NAME] does not provide legal, compliance, or financial advice.

Customer Disclosures. The Service generates customer-facing quotes and disclosure language designed to present dual pricing information clearly. By using these features, you represent that you have reviewed the disclosure content and determined it to be appropriate for your use. You are responsible for the accuracy of all pricing and disclosure information presented to your customers through the Service.

No Guarantee of Dispute Prevention. While the signed approval and disclosure workflow provided by the Service is designed to help document customer consent, [COMPANY LEGAL NAME] does not guarantee that use of the Service will prevent chargebacks, disputes, or other payment-related claims. The outcome of any dispute is ultimately determined by your payment processor, card networks, and applicable law.

You agree to indemnify and hold harmless [COMPANY LEGAL NAME] from any claims, losses, or damages arising from your use of the dual pricing features, including but not limited to claims from customers, card networks, regulators, or payment processors related to your pricing practices.

The Service, including its software, design, text, graphics, user interface, and underlying technology, is owned by or licensed to [COMPANY LEGAL NAME] and is protected by intellectual property laws. All rights not expressly granted in these Terms are reserved.

You retain ownership of all data, content, and information you input into the Service ("Your Content"), including your customer records, quotes, and project data. By submitting Your Content to the Service, you grant [COMPANY LEGAL NAME] a limited, non-exclusive license to process and store Your Content solely for the purpose of providing the Service to you.

You may not copy, modify, distribute, sell, reverse-engineer, or create derivative works based on the Service or any component thereof without our prior written consent.

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party rights
• Transmit any material that is fraudulent, misleading, defamatory, or illegal
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Introduce viruses, malicious code, or any other harmful technology into the Service
• Attempt to gain unauthorized access to any part of the Service or its related systems
• Scrape, crawl, or harvest data from the Service without prior written authorization
• Use the Service in any way that could disable, overburden, or impair the Service or interfere with other users
• Resell or sublicense access to the Service without prior written consent from [COMPANY LEGAL NAME]
• Use the Service to store or transmit information that infringes the intellectual property rights of any third party

You may terminate your account at any time by canceling your subscription and ceasing use of the Service. Upon termination, your right to access the Service will end at the conclusion of your current billing period.

[COMPANY LEGAL NAME] reserves the right to suspend or terminate your account immediately and without notice if we determine, in our sole discretion, that you have violated these Terms, engaged in fraudulent or abusive activity, or that your continued use poses a risk to the Service or other users.

Upon termination for any reason, we may delete your account data after a reasonable retention period, in accordance with our Privacy Policy. You are responsible for exporting any data you wish to retain before terminating your account.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, [COMPANY LEGAL NAME] AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION, CHARGEBACK LOSSES, OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, EVEN IF [COMPANY LEGAL NAME] HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL [COMPANY LEGAL NAME]'S TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICE EXCEED THE GREATER OF (A) THE AMOUNTS PAID BY YOU TO [COMPANY LEGAL NAME] IN THE TWELVE MONTHS PRECEDING THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100).

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

These Terms shall be governed by and construed in accordance with the laws of [JURISDICTION], without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts located in [JURISDICTION], and you consent to the personal jurisdiction of such courts.

To the extent permitted by law, you agree that any cause of action arising out of or related to the Service must be commenced within one (1) year after the cause of action accrues, otherwise such cause of action is permanently barred.

We reserve the right to modify these Terms at any time. When we make material changes, we will provide notice by updating the effective date at the top of this page and, where appropriate, by notifying you via email or through a prominent in-Service notice at least 14 days before the changes take effect.

Your continued use of the Service after the effective date of any modifications constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must stop using the Service before the effective date of the changes.

If you have any questions about these Terms or the Service, please contact us: